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High School Seniors Face Stricter Loan Limits as Student Loan Reforms Take Effect in 2026

High School Seniors Face Stricter Loan Limits as Student Loan Reforms Take Effect in 2026

Author:

Global Cryptocurrency

Published:

2026-01-01 12:20:02

22

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BTCCSquare news:

Families of high school seniors preparing for college in 2026 will encounter tighter restrictions on Parent PLUS loans, forcing many to seek alternative financing options. The changes, part of the 'One Big Beautiful Bill,' will reshape the federal student loan landscape, with most provisions kicking in on July 1, 2026.

While undergraduate loan limits remain unchanged, parents and grandparents relying on Parent PLUS loans will face new borrowing constraints. The reforms aim to streamline student loan processes but risk increasing higher education costs for some households—a development that could impact both college accessibility and long-term economic competitiveness.

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